The size and popularity of Progressive Insurance means that it is very common for a person in an automobile accident in Ohio to have to deal with this company.
Some insurance companies try to compensate as little as possible to claimants.
If you feel your offer is too low, consider hiring a lawyer to help with your Ohio Progressive insurance claim. They can take on most tasks associated with your claim.
What Will Likely Happen After a Vehicle Accident in Ohio
People who have been involved in automobile accidents should always call the police to report their crashes, but there are other important steps to be taken at the scene.
- Use your cell phone to take multiple pictures of the accident scene
- Avoid discussing responsibility with the other driver
- See a doctor even when you do not think you were hurt
- Contact your insurance company and personal injury lawyer
Insurance companies will typically launch its own investigation into a crash once a claim has been filed, and the company could look for things to help its own case. The investigation assesses the value of the damage. The adjusters generally contact all people involved in the collision.
Beware of What Insurance Adjusters Might Do With Your Claim
Some insurance companies will employ procedures to try to reduce the value of a claim, including:
- Claiming a policy does not cover certain injuries
- Seeking recorded statements to secure admission of fault
- Demanding unrelated medical records
- Requesting an independent medical exam
- Pressuring people to accept settlements
Many early settlement offers are designed to try and get people who need immediate compensation to accept low offers. You will want to avoid this, specifically because you could be eligible for more compensation than you are being offered.
Shared Fault does Not Mean You Will Not Recover Damages
In Ohio, a person’s compensation can be reduced by their own share of negligence in an accident. This means that a person awarded $100,000 in a personal injury case but is found to have been 20 percent at fault will have their award reduced by $20,000 and only receive $80,000.
A victim found to have been more than 50 percent at fault cannot recover anything, though. Insurance companies might use this to reduce your claim. Adjusters often look for flaws in the case and exploit them. Your lawyer will expect this kind of behavior and prepare for it.
Our Team Can Help With Confusing Accidents
You might not know what to do after an accident involving many parties or after a hit-and-run. However, our team can use our past knowledge and collective resources to identify the correct liable party.
You might have been in an accident due to a missing road sign or vehicle defect. A municipality or vehicle manufacturer could be liable for your losses in these situations. You might think that you could handle your case yourself. However, you may not understand the complexity of the legal system. We can assist you.
The Kinds of Damages You Could Recover After an Auto Accident in Ohio
You might have been involved in a minor accident that did not result in injuries, but may result in a few scrapes and dents to your vehicle. Your Progressive auto accident claim could pay for the necessary repairs.
However, you could have been hit by a speeding commercial truck that caused a traumatic brain injury. When evaluating your losses, our team will keep your future surgeries, physical therapy, and doctor appointments in mind.
You could file a lawsuit for further damages as well. You cannot obtain more damages after you accept a settlement offer. Your lawyer might recommend filing a lawsuit instead of accepting a settlement. You may be entitled to recover losses like pain and suffering, lost wages, and loss of enjoyment of life.
Our Team Is Committed to Securing Damages in Progressive Accident Claims
Take advantage of a free consultation with a law firm to determine the best path forward for recovering damages. Our lawyers are ready to take on your case and form a plan.
Call The Fitch Law Firm LLC today at (614) 545-3930. We are available to discuss your possible damages and how long it could take for your insurance claim to settle.