If you got into a car accident but don’t have car insurance, you can still get compensation in Ohio. As a fault state, Ohio allows uninsured drivers to seek compensation from another driver when that driver causes an accident.
As an accident victim, you could recover various damages, from medical expenses to pain and suffering. However, driving without auto insurance in the state is illegal, meaning you can also face penalties of your own.
Proving Your Right to Compensation After an Auto Collision in Ohio
To establish the other driver’s fault and liability, you must prove they violated their duty to drive safely, causing the collision and your injuries. You will also need evidence of the injuries and other damages you suffered.
Our car accident team can take over all aspects of your legal case against the liable party and their insurance company while you focus on getting the medical care your injuries require. We will:
- Listen to your account of events
- Obtain a copy of your car accident police report and other evidence
- Speak with eyewitnesses
- Help you build a strong case file to prove your right to financial recovery
- Represent you in all case matters
Our accident attorneys also negotiate on your behalf for a favorable settlement. You do not pay any fees for our services unless we secure compensation for you.
Penalties for Uninsured Drivers in Ohio
Ohio requires all registered drivers to maintain a minimum amount of car insurance. According to Ohio Bureau of Motor Vehicles (BMV) guidelines, that include:
- $25,000 per person for bodily injuries or fatalities
- $50,000 per accident for bodily injuries or fatalities
- $25,000 per accident for property damage
When you drive without the mandatory minimum insurance coverage, you face penalties that include the loss of your driver’s license, fines and license restoration fees, and increased insurance rates. However, these consequences will not affect your ability to collect compensation.
Damages You Could Recover From the At-Fault Driver After an Accident
With evidence that the at-fault driver caused your accident, you can seek compensation for your economic and non-economic damages. Our team of accident lawyers can help you identify and calculate the damages you face and include this information in your case. According to Ohio Revised Code Section 2315.18, you could request compensation for:
- Accident-related loss of income or salary, including loss of future income
- Cost of accident-related medical care and rehabilitation
- Property damage or complete loss
- Physical impairment or disfigurement
- Mental and physical pain and suffering
- Loss of consortium
If someone you love suffered fatal injuries in a car accident, we can seek wrongful death damages on your behalf. These damages may include funeral and burial costs and costs of medical care before they passed away. In either case, our team will carefully document your damages in the case file and present it to the at-fault party and their insurance provider.
Ohio Law Limits the Time to Sue for Compensation
The sooner you involve our car accident lawyers in your car accident claim, the more time we have to investigate and build your case. Early intervention also means we can ensure compliance with the appropriate statute of limitations:
- Ohio Revised Code Section 2305.10 generally allows up to two years from the accident date to file an injury lawsuit.
- Ohio Revised Code Section 2125.02 generally allows up to two years from the date of a loved one’s accident-related demise to file a wrongful death lawsuit.
Our team works hard to settle your case out of court. However, we will file a lawsuit to protect your right to go to court if the at-fault party and their insurance company do not make an offer that meets your post-accident needs.
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Hear From Previous Clients We’ve Represented
When we represent accident victims, we work hard to ensure their entire experience with our law firm is supportive. When they talk about working with us, previous clients say:
- “Right from the start, they were extremely helpful. They explained how the process would go based on our specifics of the accident and then basically did all the work to file a claim and get all that we were entitled to… I highly recommend The Fitch Law firm without hesitation.” – Steve Rogers
- “Our experience with the Fitch Law Firm was incredible… I cannot recommend them highly enough. After our car accident, we were so overwhelmed by the insurance companies, and Kirstin made everything so easy for us. We never would have gotten such a good settlement without her.” – Julianna Poole-Sawyer
- “I couldn’t have been more fortunate to task The Fitch Law Firm with this case… I highly recommend this firm and having nothing but more than positive things to say about the associate attorney assigned to my case… You guys are extraordinary in what you do!” – Nicholas Mavromatis
Call The Fitch Law Firm LLC for a Free Consultation Today
If you or someone you love was injured in a car accident but did not have car insurance, you can still seek financial compensation in Ohio. Find out about your rights and responsibilities by speaking with a member of The Fitch Law Firm LLC team today.