An insurance claim after Ohio car accidents may be stressful. Our team is here for you. You could have options after suffering an accident. Your lawyer can negotiate a fair settlement from AAA or take your case to trial.
What to Expect After Filing an Auto Accident Claim With AAA
When it comes to how AAA will handle a claim against it, the process usually begins with AAA conducting its own investigation. This investigation can take some time to complete and could be drawn out.
When AAA completes its investigation, the company will assess it’s finding to determine whether to deny or offer a settlement. AAA is a business, so it will pay what it feels covers their financial obligation. They could do any of the following:
- Dispute the claimant’s version of events
- Secure evidence absolving a policyholder
- Challenge the severity of the injuries and need for treatment
- Convince people to accept settlements instead of taking cases to trial
Initial settlements are quickly offered in many cases. AAA may want to conclude their cases without people asking for a higher settlement. You need to be especially mindful of what your losses include and whether the settlement offered fairly covers them. The insurer might not offer a settlement fair enough to cover your losses.
Things to Watch Out for When Negotiating With AAA
Some people who are victims of automobile accidents assume that their cases are clear cut, and other drivers are at fault. However, claimants can be surprised to learn of the many ways insurers like AAA may be willing to argue that they, not their policyholder, were at fault. It is important to be prepared for these kinds of counterarguments.
You should also be prepared for some of the demands insurers will make, which include:
- Requesting to see your full medical history
- Requesting that you receive an examination from an insurer-approved doctor
- Asking you to provide a recorded or written testimony of what happened
Each one of these request may seem benign, but the information could be used against you.
Things to Remember About Ohio Auto Accident Cases
Common steps people should take after an automobile accident include:
- Preserving evidence, such as taking pictures of damage at the scene of the crash
- Getting medical attention as soon as possible
- Contacting your insurance company to report the accident
You should also consider retaining a lawyer, or at the very least, discussing your case with one of our representatives.
You Do Not Have Unlimited Time to Deal With a Car Accident Case
You should also take relevant timelines into account. Every insurance company has different deadlines by which accident victims must file insurance claims. Similarly, you usually must file a lawsuit before the Ohio personal injury statute of limitations ends. This time frame is usually two years under Ohio Revised Code Section 2305.10.
Our lawyer will inform you about what timelines affect your case. We can also tell you how long we expect the insurer to take in settling your claim.
The At-Fault Party’s Identity Can Affect Your Case and Settlement
If you suffer an accident with another car, you may file a claim against their policy. However, accidents involving more than one party or dealing with different kinds of liable parties can be complex.
Our team has experience dealing with many kinds of cases. We can handle AAA accident claims involving:
- Commercial vehicle companies and their drivers
- Hit-and-run accidents where you are unsure of the at-fault driver
- Car accidents where the at-fault party was in someone else’s car
You do Not Have to Accept the First Settlement Offer AAA Gives You
People who have never dealt with car accidents before might be unaware of all the rules involved with negotiating for fair compensation. Some people incorrectly believe that they have to take whatever the insurance company offers them.
You can fight claims decisions. If the insurer does not offer enough to pay for your accident-related losses or denies your claim, you could file a lawsuit. Our team will handle this process, so you won’t have to worry about it.
The Fitch Law Firm LLC can Be Your Ohio AAA Lawyer
If you suffered major injuries in a motor vehicle accident in Ohio, you do not want to wait to contact The Fitch Law Firm LLC. Our firm knows how stressful and complex the insurance process may be for people. We take great pride in helping people navigate the complexities of the insurance process.
You can get a lawyer involved before filing any AAA insurance claim. Our attorney can effectively negotiate on your behalf, and it will not cost you anything to speak to our team about your case. Call to reach The Fitch Law Firm LLC today.